Our History:

Dowd Wealth Management was founded in 2020 as a fiduciary based financial planning and investment advisory firm serving clients in Massachusetts and Connecticut. The firm spun out from Dowd Financial Services that encompassed both a wealth division and an employee benefits division. Dowd Wealth Management focuses on three main initiatives, Individual Financial Planning, Corporate and Non-Profit Retirement Plans, and Institutional Investment Management. The core of who we are is rooted in enduring trust and absolute transparency - it is the foundation from which we grow a relationship with our customers. This is what makes us different.

Our Vision & Mission Statement

Our approach allows us to make objective and independent decisions based on each client’s financial objectives. From first time investors to those securing stability for their twilight years, we are here to support, educate, and offer insight to every individual and institution that we encounter. We strive to be our clients trusted advisor to simplify financial complexity and enable our clients to focus on what matters most to them.

We start by having an in-depth conversation to examine your current situation and identify your goals. We collaborate with your other trusted advisors to analyze and evaluate your financial situation. We then create, help implement, and regularly monitor your plan aiming to increase the likelihood of success.

Our tenured team of professionals shares a blend of expertise, experience, and success, as well as an equally profound commitment to our clients, our communities and one another.

We invite you to learn more about us and welcome the opportunity to learn more about you.

Our Investment Approach:

At Dowd Wealth Management, we believe proper investment management is both fundamental and quantitative. Our research manages model strategies and tax-efficient, tailored portfolios for high-net-worth individuals. Our models are designed for clients across the risk spectrum to deliver better risk-adjusted returns by researching third-party managers across nearly every asset class. For high-net-worth individuals who desire a more personalized investment approach, our advisors also offer tax-efficient, concentrated portfolios personalized for each client by leveraging LPL’s robust equity, fixed income, and alternative product offerings.

Our investment team meets daily to review macro themes, positions, and managers. We own 15-20 active mutual funds in our models and additionally tailor US Large Cap equity portfolios to specifically manage client needs. We employ an investment style that focuses on asset allocation and proper diversification. From there, we make tactical adjustments to overweight/underweight certain sectors while finding managers that historically have excelled in investment environments that are similar to the current. We are forward-looking and look to take advantage of market dislocation or out-of-favor sectors.

Our goal is to design a portfolio that delivers better returns than its benchmark index (alpha) while managing risk and volatility. We do this all with the framework of your investment goals, risk tolerance, and time horizon.

Tactical allocation may involve more frequent buying and selling of assets and will tend to generate higher transaction cost.  Investors should consider the tax consequences of moving positions more frequently.